Thursday 4 September 2014

06:24
Every dollar you have is precious. Do not be spent to purchase items that are not in use, simply because they're on sale or any color you like. If you want to have more money for savings, answer these seven questions before deciding to buy something, may help you save more money. This question was posed by a financial expert Beth Kobliner as quoted by redbookmag.com

Are you under stress?

This is an important question you need to answer when entering the shopping center. People who are stressed tend to do things that led drama full of regret. Do not make any decisions when you're stressed, angry, or sad, one of them do decide to buy something. It could be a decision that came out just to vent your emotions. We recommend that you sit at home, play games, and soak in the bath scrubs up rather than walk to the shopping center when under stress.

Do you really need to buy it?

Before you decide to buy something, make sure that the object had to be purchased. If the object that you can still borrow from a friend, perhaps borrowing could be a solution. For example, a book, or a party dress that only disposable. There are salons that rent out a party dress complete with accessories, which is more efficient if you rent rather than buy, but only used one time.

Is the offer including the best?

Before reaching into the wallet, compare prices of the same goods (at least) three different stores. If you feel bothered, you can shop online. Open three different online stores and compare the prices of the goods of the three websites. You also save money by getting your favorite items at the cheapest price.

Would you buy just because it is 'sale'?

Maybe that draws you go into a clothing store in the mall is when there is the word 'sale' at its entrance. But if you always shop there any 'sale', means there is something wrong in you. Think about this: if you know the price of the same before the object was in-sale? Is it true that the price is so much cheaper or just a party game store? (first raised new discounted). Shopping every sale has the potential to make you buy unwanted goods. Check your wardrobe again, how many sale items that you'd never wear?

Do you have to ask the next offer?

When viewing objects sale, ask the store manager, until when the sale takes place. Will there be any sale-sale next and what items will be on-sale next. If you are used to subscribe in the store, then you can ask newsletters delivered goods are sale, or even the latest stuff. That way, you can plan to buy anything and important to think about whether or not to buy the item.

Do you like or need it?

When going to buy something, think again this is: if you just really like or need it? Buy shoes just because you like the color but not comfortable on the feet or shoes that do not fit worn for any occasion, it will be useless. But, buying sports shoes because you need it to be a routine run in the morning, of course, very useful.

Do you have enough cash?

If you cash in your wallet is not enough to buy a luxury item that suddenly you find, hold themselves to swipe a credit card. Although the goods are already discounted how many tens of per cent, but by using a credit card, the money you spend to pay will double as compound interest system. Especially if you do this repeatedly.(Tenni Purwanti)

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