Teaching How to shop on Children

My son is very fond great sport of soccer. Almost every time he is forced to join a club. Finally I gave up and obey his will. He joined the club with some school friends.

Of course this is an extra cost. Moreover, he chose an international football club. Not bad makes me work a little overtime.

Cost issue certainly has not stopped to register. This time, he lured me to buy new football boots for the reason that long narrow already.


Entering a store, I was surprised. He insisted on soccer shoes with brands and certain series, which cost millions. Apparently she's been eyeing those shoes before. Of course my mind. The price is too expensive for the beginner soccer player.

My expertise as a financial planner tested here. My son is growing into a compulsive buyer or consumer that is difficult to control the desire to shop. I take my son out for a while and talk shop. We want negotiations.

I believe the above cases we often see. So many such events that culminate with the children crying in the mall or even we, the parents, losing the "war" and comply with their request while grumbling. Some people choose to scold her in public, others choose to budge. Shame if noisily in front of many people.

How actually teach our children about shopping right? Or perhaps our own as parents spending is not correct? The following simple tips:

1. Plan items to be purchased.
Make a grocery list. Specify where to buy it. Checking price online could help. As much as possible we already know the location of his shop. Remember, circling in the mall without additional expenditure in order to trigger an accident.

2. Key budget.
Do not ever say to children if we do not have the money. Lying will only make the child lose confidence in us as parents. Explain in simple language of our financial budget. Which is a priority, which is not. That way, the child begins to recognize the things that are needs and desires. In the long term, the introduction of the budget will educate children to be sensitive to its financial condition.

3. Recommend pattern in terms of financial rewards.
If we force children to buy goods on the budget, offer them to work hard first before buying it. Give them an appropriate challenge. Introduce them to the concept of "no free lunch". Conversely, if they buy goods under budget, give them gifts. Presents for her abundant happiness.

4. Discipline.
Plan living plan. Theory stay theory, if we are not disciplined. Many parents teach their children not difficult because they are not smart or do not have time. But because of lack of discipline.

How much money we have prepared for the children, without proper financial education, is very likely to be a source of new problems in the future. Whether they be a consumer without control or can be trapped in credit card debt. Whatever it is, the financial problems will inevitably arise if we do not introduce money to our children of today.
(Aakar Abyasa Fidzuno)