How to manage household finances has become quite difficult to be no exception to the new bride. Lifestyle transition period of adolescence may be a little hard to do. So this is often a trigger of expenditure in excess of income. Each pair always has a different character from the nature to his lifestyle. Thus the household finances after marriage should be thoroughly understood by every couple, especially the wife.
Although the household finances is set up in such a way, sometimes still feel that the expenditure is greater than income. This may be experienced by newlyweds because they are entering a phase of adjustment to raise a family and set up a monthly budget in-sufficiency.
Lack of experience in managing finances in the household is often a constraint. Thus as a new bride you need to know how to organize household finances in order to remain effective in meeting the various needs monthly.
How to manage household finances after getting married first is diligently making notes expenditure. You can write all the goods that have been purchased for one month. Then, at the end of the month the sum of all costs required to purchase some of those needs.
Thus you and your partner will be easier to introspect and find out what needs to not exceed the budget. Both wise in spending money where, you just simply use the money for the right purposes - really needed in domestic life. So the shopping priorities must be applied from the beginning to marry.
How to set up a third of household finances is using the envelope method. You can write the usefulness of money in the envelope. Ranging from monthly spending, pay for electricity, water paid, credit cards, to other needs. Do not forget to move each envelope so that by knowing the amount you will be easier to regulate expenses.
The latter is a lifestyle change to be more efficient than before marriage. For example, if before marriage often do facial for two weeks in once to make a luxurious body treatments. This, could be replaced by jogging and providing nutrients to the skin utilizing natural materials more efficient. That is some way regulate household finances that you can make reference in order to better the condition of fixed monthly expenses.(http://familyparenting.perempuan.com)
keyword :
- household finance software
- financial planning
- budget planner
- finance
0 comments:
Post a Comment